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Qualified Immigration Act · Passive Non-Lucrative Residency

Passive Residency in Andorra: Investment Simulator & Requirements

Non-lucrative passive residency (Category D) represents the premier relocation pathway for high-net-worth individuals and international families seeking tax residency in Andorra without local employment. Explore statutory €600,000 investment guidelines and AFA bond rules.

Interactive passive residency simulator

Andorra Passive Residency Simulator (Category D)

Automatic compliance check for the statutory €600,000 threshold, AFA escrow bond, and acquisition costs.

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€300,000€3,000,000

Investment Deficit for Passive Residency

A shortfall of €52,500 remains to achieve the mandatory €600,000 investment requirement.

This balance can be satisfied via Andorran bank funds, sovereign debt, or accredited local investment vehicles.

Mandatory AFA Escrow Bond Deposit

€47,500

Non-interest-bearing deposit held by the AFA (€47,500 main applicant + €9,500/dependent). Fully counts toward €600k.

Total Qualifying Capital Committed

€547,500

Statutory threshold: €600,000

Total Estimated Cash Outlay Required

€623,900

Includes acquisition + AFA bond + closing costs

Qualifying property investment:€500,000
AFA escrow bond (refundable upon liquidation):€47,500
Estimated Property Transaction Taxes (ITP 4% + Notary + Registry):€23,900
Additional qualifying capital required to meet €600k threshold:€52,500

* Statutory conditions pursuant to the Qualified Immigration Act of the Principality of Andorra.

Statutory Immigration & Relocation Conditions

Statutory eligibility criteria regulated by the Andorran Immigration Department.

1. Mandatory €600,000 Investment Threshold

Andorran immigration law stipulates a qualifying commitment of at least €600,000 in domestic assets (real estate property, corporate shares, sovereign debt, or accredited bank funds).

2. Official AFA Escrow Bond Deposit

Statutory escrow deposit of €47,500 for the main applicant plus €9,500 per dependent with the Andorran Financial Authority (AFA), fully recognized towards the €600k total.

3. Minimum 90-Day Physical Presence

Holders of passive residency status are required to spend a minimum of 90 days per calendar year physically present within the Principality.

4. Comprehensive Health Coverage & Solvency

Clean criminal record certificate from country of origin/residence, private health insurance covering Andorra, and proven annual financial means exceeding 300% of minimum wage.

Legal and Fiscal Disclaimer

Information provided in this simulator is strictly for informative and guidance purposes. Granting of passive residency is subject to formal approval by the Andorran Immigration Service and compliance review by the Andorran Financial Authority (AFA). Retaining accredited legal counsel prior to formal investment is strongly recommended.