Property Buying Costs & Acquisition Process in Andorra
Purchasing real estate in the Principality of Andorra offers an exceptionally competitive fiscal environment backed by strict legal certainty. This guide outlines the official statutory tax framework (4% ITP), regulated notary fees, and essential procedural steps.
Interactive closing cost calculator
Andorra Property Purchase Closing Cost Calculator
Official calculation of Property Transfer Tax (ITP 4%), notary fees, land registry, and acquisition expenses.
Total Closing Taxes & Fees
€23,900
Effective cost percentage: 4.78%
Total Acquisition Cost
€523,900
Base price + statutory taxes
Required Cash Equity (Deposit + Fees)
€523,900
100% cash purchase outlay
Itemized Cost Breakdown
Property Transfer Tax (ITP 4%)
1% Municipal (Parish) + 3% State (Government of Andorra)
€20,000
Official Notary Tariffs
Regulated sliding scale per Andorran Notarial Law
€3,450
Land Registry & Filing Fees
Official registration tariffs and paperwork
€450
* Calculations are estimates based on official statutory tariffs in force in the Principality of Andorra.
Step-by-Step Legal Acquisition Process
Verified statutory guidelines pursuant to notarial and tax regulations of the Principality of Andorra.
1. Foreign Investment Authorization (Non-Residents)
Non-resident international buyers must secure prior administrative approval from the Andorran Government, typically completed within 2 to 4 weeks.
2. Reservation and Deposit Agreement (Arras)
Signing of a preliminary reservation contract secured with a customary 10% earnest money deposit held safely in an escrow account.
3. Public Deed Signing Before an Andorran Notary
The final transfer of title is executed exclusively before one of Andorra's four official notaries, where the remaining capital is disbursed.
4. Tax Settlement (4% ITP) and Registry Filing
Payment of the 4% Property Transfer Tax (1% Municipal + 3% State) and official entry into the parish registry and municipal cadastral archives.